F*ck you, Halifax, f*ck you.

14 min read

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Banks are all bastards- did you know?
After all the hilarity and shit a few months back when I tried to get a credit card, the Halifax bank (a BANK- not a place name) has now just gone one step further to piss be off.
Instead of a credit card, I started an account with them purely for use on the internet to buy stuff so there was less risk of my money being nabbed for whatever reason. For this, I specified an account that could not be used if it had no money in it.
A few days ago, I got a letter from the bank telling me I'd gone overdrawn on the account and that they were going to charge me £35 for the privilege plus £28 for unauthorised overdraft of the account. A grand total of £63.
And yes- naughty me for going overdrawn on the account.
BUT...
When I opened the account, I specifically requested that there be no way for the account to go overdrawn... EVER.
I asked when I set it up that if there was no money in the account, that any transactions attempted would NOT go through, and I was reassured of this by the staff member that set it up for me.
And now I'm being charged for going overdrawn on an account that I didn't want an overdrawn function and am being billed for the privilege of not wanting that overdraft function. =|
"We will also be charging you £28 for unauthorised use of the overdraft facility on your account"
YEAH! IT'S UNAUTHORISED COS I DIDN'T F*CKING ASK FOR IT, YOU BUNCH OF INCOMPETENT IDIOTS.
They've lied to me about my account, charged me the earth and also charged the earth again because I didn't want the facility that they've so eagerly thrust in my face. I needn't tell you that I'm gonna be sending them a letter about this, as well as closing the account. If I'd have known about this, I wouldn't have opened the account in the first place.

Please note, if you work at a Halifax branch, this is not aimed at you. This is aimed at the money-hungry powers that be that loom over you.

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I've been doing something else with my time as well, which is making some jewellery. I'll try and get some photos of them this week too, since I've still not got around to that either. I promise I'll make time to get photos this week! (especially since one of them has a deadline!)

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PlaceInTheDirt's avatar
Lol.. the journal title cracked me up.
But Halifax do suck. We got held up at the halifax in shotton because they were handing out counterfeit notes by accident, and wouldn't refund the notes for real ones, because apparantely the customer is supposed to check that their money is correct... even though a) it's difficult enough to detect which is counterfeit and b) that's why THEY, the halifax... have those detectors that they are supposed to check the money with!!! idiots! >.<